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Complaints Policy

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Introduction

At EDF Heat Pumps (CB Heating Ltd) we believe that if you wish to file a complaint, it should be easy for you to do so.

Complaints are an opportunity for us to learn, adapt, and improve. More importantly they give us the chance to resolve issues if they occur and provide you with a better service.

We aim to deal with your complaint in a timely and professional manner within agreed timescales.

     

    Contact details

    To make a complaint, please contact us via one of the following:

    By telephone: 01255 821443

    By email: complaints@edfheatpump.co.uk

    By post: Stephenson Road West, Clacton-on-Sea, Essex, CO15 4TL

    Our complaints policy

    Our commitment

    As part of our complaints policy, we make the following commitment to you:

    • We will treat all customers fairly, with dignity and respect
    • We will recognise and support vulnerable individuals
    • We will handle complaints promptly, professionally, and in compliance with FCA rules (particularly DISP – Dispute Resolution rules)
    • We will prevent detriment, especially where financial products are involved

    How to make a complaint

    Complaints can be submited to us in the following ways:

    • By phone: 01255 821443
    • By email: complaints@cbheating.co.uk
    • By post:  EDF Heat Pumps (CB Heating Ltd), Stephenson Road West, Claton-on-Sea, Essex, CO15 4TL

    Supporting vulnerable customers

    At EDF Heat Pumps (CB Heating), we commit to supporting vulnerable customers.

    Identifying vulnerabiity

    We follow the FCA’s six key drivers of vulnerability:

    • Health – physical or mental health conditions
    • Life events – bereavement, job loss, relationship breakdown
    • Resilience – low emotional or financial resilience
    • Capability – low confidence or understanding of financial matters

    Staff are trained to look out for:

    • Confusion or misunderstanding of finance terms
    • Indications of distress, cognitive impairment, or reliance on others
    • Requests for repetition, slow responses, or poor memory

    We never take advantage of a vulnerable customer’s situation.

     

    Supporting vulnerable customers

    We provide:

    • Clear, jargon-free explanations of financial and technical information
    • Options to involve trusted third parties
    • Flexible contact channels (email, phone, post)
    • Extra time to make decisions without pressure
    • Accessibility options (large print, language support)

    Financial Promotions & Product Suitability

    In line with FCA principles, all financial promotions and documents must be:

    • Clear, fair, and not misleading
    • Provide a balanced view of risks and benefits
    • Include APR, total cost, and repayment terms
    • Only promote products suitable for the customer’s needs and circumstances

    Complaints handling procedure

    Our complaints handling procedure has been written in line with the DISP rules as laid out by the Financial Conduct Authority (FCA).

    Step 1: Contact Us
    Complaints may be submitted via:

    • Phone: 01255 821443
    • Email: complaints@cbheating.couk
    • Post: EDF Heat Pumps (CB Heating Ltd), Stephenson Road West, Clacton-on-Sea, Essex, CO15 4TL

    Step 2: Acknowledgement
    We will acknowledge receipt of your complaint within 3 business days.

    Step 3: Investigation
    Handled by a trained complaints officer or manager. We will:

    • Record the complaint
    • Investigate the issue fairly
    • Respond with a final decision within 8 weeks

    Step 4: Resolution
    We may:

    • Apologise and explain what went wrong
    • Offer redress (financial or service-based)
    • Provide guidance on next steps

    If your complaint is unresolved after 8 weeks or you’re unhappy with our decision, you can escalate your complaint to the Financial Ombudsman Service (FOS):

    Financial Ombudsman Service
    Website: https://www.financial-ombudsman.org.uk
    Phone: 0800 023 4567
    Address: Exchange Tower, London E14 9SR

    Your personal information

    Record keeping and monitoring

    • All complaints and outcomes are logged and monitored
    • Root causes are reviewed for systemic issues
    • Complaint records kept for a minimum of 3 years, as per FCA rules

    Data protection

    All personal data, including complaint records and customer information, are processed under:

    • UK General Data Protection Regulations (GDPR) legislation
    • The Data Protection Act 2018

    The confidentiality of your data and your privacy are paramount.

    Staff training

    All our staff undergo the following training:

    • Mandatory FCA compliance and vulnerable customer training
    • Refresher sessions every 12 months
    • Scenario-based learning for complaint resolution

    Complaint policy updates

    We will review this policy annually or after:

    • Any regulatory changes (FCA updates)
    • A serious complaint or adverse event
    • Any internal audit findings